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Text File  |  1994-05-15  |  54KB  |  863 lines
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  16.                               L O A N P M T
  17.  
  18.                                Version 2.1
  19.  
  20.  
  21.                             A P P E N D I X  A
  22.  
  23.  
  24.                    Copyright 1993 Data Language Systems
  25.                            All Rights Reserved
  26.                                    GTDR
  27.  
  28.  
  29.                                          A-1
  30.  
  31.  
  32. F1=HELP     F10=Menu            INSERT/OVERWRITE    ESC=QUIT         NUM
  33. __          ___                                     ___
  34. ─────────────────────────────── LOANPMT Ver 2.1 ───────────────────────────────
  35.  ≡   File    Table    Comparisons    Settings                           Exit
  36.       _         _         _                _                             _
  37. ╔═════════════════════════════════════════════════════════════════════════════╗
  38. ║ Computed Field: Payment                                                     ║
  39. ║ Loan Company:                                                               ║
  40. ║ Borrower:                                                                   ║
  41. ║ Comment:                                                                    ║
  42. ║ Payment schedule (number of payments per year): Monthly                     ║
  43. ║                                                                             ║
  44. ║ Loan principal: $0                    Total amount financed: $0.00          ║
  45. ║ Additional loan costs: $0                                                   ║
  46. ║ Loan points charged: 0                Deferred principal: $0                ║
  47. ║ Annual percentage rate (%): 0                                               ║
  48. ║ Duration of loan in payments: 1                                             ║
  49. ║                                                                             ║
  50. ║ Payment: $0                                                                 ║
  51. ║ Date of first payment (MM/DD/YY):  05/13/1992                               ║
  52. ║                                                                             ║
  53. ║                                                                             ║
  54. ║                                                                             ║
  55. ║                                                                             ║
  56. ║ F2=Save Loan Data    F3=Load Loan Data                                      ║
  57. ╚═════════════════════════════════════════════════════════════════════════════╝
  58.                         Overlay manager initialized to disk!
  59.  
  60.                             Figure 1, The LOANPMT Screen.
  61.  
  62.  
  63. ┌─────────────────────────────────────────────────────────────────────────────┐
  64. │                                                                             │
  65. │               Close Box                                                     │
  66. │                   │                                                         │
  67. │                ╔═[■]══════════════════════════════════╗                     │
  68. │                ╨                                      ─Up Arrow icon       │
  69. │     Home icon──H     This is a sample help window.    ▒─Page up area.       │
  70. │                ╥                                      ▒                     │
  71. │                ║                                      █─location            │
  72. │                ║                                      ▒  marker             │
  73. │                ╨                                      ▒                     │
  74. │     End icon───E                                      ▒─Page down area      │
  75. │                ╥                                      ─Down arrow icon     │
  76. │                ╚══════════════════════════════════════╝                     │
  77. │                                                                             │
  78. └─────────────────────────────────────────────────────────────────────────────┘
  79.  
  80.                            Figure 2, LOANPMT Help Window.
  81.  
  82.  
  83.                                          A-2
  84.  
  85.  
  86. F1=HELP     F10=Menu            INSERT/OVERWRITE    ESC=QUIT         NUM
  87. ─────────────────────────────── LOANPMT Ver 2.1 ───────────────────────────────
  88.  ≡   File    Table    Comparisons    Settings                           Exit
  89. ╔══════════════════════════════════════════════════════════┌────────────────┐═╗
  90. ║ Computed Field: Payment                                  │  Quit LOANPMT? │ ║
  91. ║ Loan Company:                                            │  Yes ▄   No  ▄ │ ║
  92. ║ Borrower:                                                │  ▀▀▀▀▀   ▀▀▀▀▀ │ ║
  93. ║ Comment:                                                 └────────────────┘ ║
  94. ║ Payment schedule (number of payments per year): Monthly                     ║
  95. ║                                                                             ║
  96. ║ Loan principal: $0                    Total amount financed: $0.00          ║
  97. ║ Additional loan costs: $0                                                   ║
  98. ║ Loan points charged: 0                Deferred principal: $0                ║
  99. ║ Annual percentage rate (%): 0                                               ║
  100. ║ Duration of loan in payments: 1                                             ║
  101. ║                                                                             ║
  102. ║ Payment: $0.00                                                              ║
  103. ║ Date of first payment (MM/DD/YY):  05/13/1992                               ║
  104. ║                                                                             ║
  105. ║                                                                             ║
  106. ║                                                                             ║
  107. ║                                                                             ║
  108. ║                                                                             ║
  109. ╚═════════════════════════════════════════════════════════════════════════════╝
  110.                            Quit LOANPMT and return to DOS?
  111.                          Figure 3, The Exit Pull-down Menu.
  112.  
  113.  
  114. F1=HELP     F10=Menu            INSERT/OVERWRITE    ESC=QUIT         NUM
  115. ─────────────────────────────── LOANPMT Ver 2.1 ───────────────────────────────
  116.  ≡   File    Table    Comparisons    Settings                           Exit
  117. ╔═════════════════════════════════════════════════════════════════════════════╗
  118. ║ Computed Field: Payment                                                     ║
  119. ║ Loan Company:                                                               ║
  120. ║ Bor┌────────────────────────────────────────────────────────────────────┐   ║
  121. ║ Com│                            Fatal Error!                            │   ║
  122. ║ Pay│                                                                    │   ║
  123. ║    │                    FILE: LOANPMT.OVR not found!                    │   ║
  124. ║ Loa│                                                                    │   ║
  125. ║ Add│       The LOANPMT overlay manager has failed initialization.       │   ║
  126. ║ Loa│  LOANPMT cannot run without the overlay manager.                   │   ║
  127. ║ Ann│                                                                    │   ║
  128. ║ Dur│       Refer to the "Overlay Manager" section in the LOANPMT        │   ║
  129. ║    │  manual for help in resolving this error.                          │   ║
  130. ║ Pay│                                                                    │   ║
  131. ║ Dat│    <Press any key or left-click the mouse to terminate LOANPMT>    │   ║
  132. ║    └────────────────────────────────────────────────────────────────────┘   ║
  133. ║                                                                             ║
  134. ║                                                                             ║
  135. ║                                                                             ║
  136. ║ F2=Save Loan Data    F3=Load Loan Data                                      ║
  137. ╚═════════════════════════════════════════════════════════════════════════════╝
  138.  
  139.                        Figure 4, Fatal Overlay Error Message.
  140.  
  141.  
  142.                                          A-3
  143.  
  144.  
  145. F1=HELP     F10=Menu            INSERT/OVERWRITE    ESC=QUIT         NUM
  146. ─────────────────────────────── LOANPMT Ver 2.1 ───────────────────────────────
  147.  ≡   File    Table    Comparisons    Settings                           Exit
  148. ╔═════════════════════════════════════════════════════════════════════════════╗
  149. ║ Computed Field: Payment                                                     ║
  150. ║ Loan Company:                                                               ║
  151. ║ Bor╔═[■]════════════════════════════════════════════════════════════════╗   ║
  152. ║ Com║                       Overlay Manager Error!                       ║   ║
  153. ║ Pay║                          File not found!                           ║   ║
  154. ║    ║    Overlay Manager was initialized, but LOANPMT.OVR not found!     ║   ║
  155. ║ Loa║                                                                    ║   ║
  156. ║ Add║     LOANPMT cannot run without the file LOANPMT.OVR.  Refer to     ║   ║
  157. ║ Loa║ the "Overlay Manager" section in the LOANPMT manual for help in    ║   ║
  158. ║ Ann║ resolving this error.  If you can fix this error, select           ║   ║
  159. ║ Dur║ "CONTINUE".  Otherwise, select "QUIT" to terminate LOANPMT and     ║   ║
  160. ║    ║ return to DOS.                                                     ║   ║
  161. ║ Pay║                                                                    ║   ║
  162. ║ Dat║                                                                    ║   ║
  163. ║    ║                                                                    ║   ║
  164. ║    ║                Continue  ▄                   Quit    ▄             ║   ║
  165. ║    ║               ▀▀▀▀▀▀▀▀▀▀▀▀                ▀▀▀▀▀▀▀▀▀▀▀▀             ║   ║
  166. ║    ║                                                                    ║   ║
  167. ║ F2=╚════════════════════════════════════════════════════════════════════╝   ║
  168. ╚═════════════════════════════════════════════════════════════════════════════╝
  169.           "LOANPMT.OVR" not found!  Requested program function UNAVAILABLE!
  170.  
  171.                       Figure 5, Overlay Manager Error Message.
  172.  
  173.  
  174. ┌─────────────────────────────────────────────────────────────────────────────┐
  175. │                                                                             │
  176. │  F1=HELP     F10=Menu            INSERT/OVERWRITE    ESC=QUIT         NUM   │
  177. │                                                                             │
  178. └─────────────────────────────────────────────────────────────────────────────┘
  179.  
  180.                            Figure 6, LOANPMT Status Line.
  181.  
  182.  
  183. ┌─────────────────────────────────────────────────────────────────────────────┐
  184. │                                                                             │
  185. │  ≡   File    Table    Comparisons    Settings                          Exit │
  186. │                                                                             │
  187. └─────────────────────────────────────────────────────────────────────────────┘
  188.  
  189.                         Figure 7, LOANPMT Pull-down Menu Bar.
  190.  
  191.  
  192.                                          A-4
  193.  
  194.  
  195. ┌─────────────────────────────────────────────────────────────────────────────┐
  196. │                                                                             │
  197. │  ≡   File    Table    Comparisons    Settings                          Exit │
  198. │ ┌───────────┐                                                               │
  199. │ │ About ... │                                                               │
  200. │ └───────────┘                                                               │
  201. │                                                                             │
  202. └─────────────────────────────────────────────────────────────────────────────┘
  203.  
  204.                          Figure 8, The ABOUT Pull-down Menu.
  205.  
  206.  
  207. ┌─────────────────────────────────────────────────────────────────────────────┐
  208. │                                                                             │
  209. │  ≡   File    Table    Comparisons    Settings                          Exit │
  210. │     ┌───────────────┐                                                       │
  211. │     │ Save (F2) ... │                                                       │
  212. │     │ Load (F3) ... │                                                       │
  213. │     └───────────────┘                                                       │
  214. │                                                                             │
  215. └─────────────────────────────────────────────────────────────────────────────┘
  216.  
  217.                          Figure 9, The FILE Pull-down Menu.
  218.  
  219.  
  220. ┌─────────────────────────────────────────────────────────────────────────────┐
  221. │                                                                             │
  222. │  ≡   File    Table    Comparisons    Settings                          Exit │
  223. │     ┌───────────────┐                                                       │
  224. │     │ Save (F2) ... │                                                       │
  225. │     │ Load (F3) ... ╔═[■]═Save Data to Filename: ══════════════╗            │
  226. │     └───────────────║                                          ║            │
  227. │                     ╚══════════════════════════════════════════╝            │
  228. │                                                                             │
  229. └─────────────────────────────────────────────────────────────────────────────┘
  230.  
  231.                            Figure 10, The SAVE dialog box.
  232.  
  233.  
  234. ┌─────────────────────────────────────────────────────────────────────────────┐
  235. │                                                                             │
  236. │  ≡   File    Table    Comparisons    Settings                          Exit │
  237. │     ┌───────────────┐                                                       │
  238. │     │ Save (F2) ... │                                                       │
  239. │     │ Load (F3) ... ╔═[■]═Load Data from Filename: ════════════╗            │
  240. │     └───────────────║ *                                        ║            │
  241. │                     ╚══════════════════════════════════════════╝            │
  242. │                                                                             │
  243. └─────────────────────────────────────────────────────────────────────────────┘
  244.  
  245.                            Figure 11, The LOAD dialog box.
  246.  
  247.  
  248.                                          A-5
  249.  
  250.  
  251. ┌─────────────────────────────────────────────────────────────────────────────┐
  252. │                                                                             │
  253. │         Close Box                                                           │
  254. │             │                                                               │
  255. │          ╔═[■]═DIRECTORY OF: C:\LPMT\*.PMT════════════════╗ Up Arrow        │
  256. │          ╨   EXAMPLE1.PMT   LPMTINIT.PMT   \..\           ───icon          │
  257. │     Home─H   \LOANS\        [-A-]          [-B-]          ▒─Page Up         │
  258. │     icon ╥   [-C-]                                        ▒   area          │
  259. │          ║                                                █─location        │
  260. │          ║                                                ▒  marker         │
  261. │          ║                                                ▒                 │
  262. │          ╨                                                ▒ Page down       │
  263. │     End──E                                                ▒────area         │
  264. │     icon ╥                                                ─Down arrow      │
  265. │          ╚═▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒▒═╝    icon         │
  266. │            │                                            │                   │
  267. │        Left arrow                                  Right arrow              │
  268. │           icon                                         icon                 │
  269. │                                                                             │
  270. └─────────────────────────────────────────────────────────────────────────────┘
  271.  
  272.                         Figure 12, The LOAD File Menu Window.
  273.  
  274.  
  275. ┌─────────────────────────────────────────────────────────────────────────────┐
  276. │                                                                             │
  277. │  ≡   File    Table    Comparisons    Settings                          Exit │
  278. │             ┌─Amortization─┐                                                │
  279. │             │ Display      │                                                │
  280. │             │ Print        │                                                │
  281. │             │ Save         │                                                │
  282. │             └──────────────┘                                                │
  283. │                                                                             │
  284. └─────────────────────────────────────────────────────────────────────────────┘
  285.  
  286.               Figure 13, The TABLE Pull-down Menu (Amortization Mode).
  287.  
  288.  
  289. ┌─────────────────────────────────────────────────────────────────────────────┐
  290. │                                                                             │
  291. │  ≡   File    Table    Comparisons    Settings                          Exit │
  292. │             ┌Payoff Summary┐                                                │
  293. │             │ Display      │                                                │
  294. │             │ Print        │                                                │
  295. │             │ Save         │                                                │
  296. │             └──────────────┘                                                │
  297. │                                                                             │
  298. └─────────────────────────────────────────────────────────────────────────────┘
  299.  
  300.                  Figure 14, The TABLE Pull-down Menu (Payoff Mode).
  301.  
  302.  
  303.                                          A-6
  304.  
  305.  
  306. ┌─────────────────────────────────────────────────────────────────────────────┐
  307. │                                                                             │
  308. │  ≡   File    Table    Comparisons    Settings                          Exit │
  309. │             ┌─Amortization─┐                                                │
  310. │             │ Display      ┌───────────────────────────┐                    │
  311. │             │ Print        │                           │                    │
  312. │             │ Save         │   No Amortization table   │                    │
  313. │             └──────────────│        available!         │                    │
  314. │                            │                           │                    │
  315. │                            │  Press ESC to continue.   │                    │
  316. │                            │                           │                    │
  317. │                            └───────────────────────────┘                    │
  318. │                                                                             │
  319. └─────────────────────────────────────────────────────────────────────────────┘
  320.  
  321.                   Figure 15, No Amortization Table Available Error.
  322.  
  323.  
  324. ┌─────────────────────────────────────────────────────────────────────────────┐
  325. │                                                                             │
  326. │  ≡   File    Table    Comparisons    Settings                          Exit │
  327. │             ┌─Amortization─┐                                                │
  328. │             │ Display      ┌───────────────────────────┐                    │
  329. │             │ Print        │  ALL   1992   1993   1994 │                    │
  330. │             │ Save         │ 1995   1996   1997   1998 │                    │
  331. │             └──────────────│ 1999   2000   2001   2002 │                    │
  332. │                            │ 2003   2004   2005   2006 │                    │
  333. │                            │ 2007   2008   2009   2010 │                    │
  334. │                            │ 2011                      │                    │
  335. │                            │                           │                    │
  336. │                            │                           │                    │
  337. │                            │                           │                    │
  338. │                            │                           │                    │
  339. │                            │                           │                    │
  340. │                            │                           │                    │
  341. │                            │                           │                    │
  342. │                            └───────────────────────────┘                    │
  343. │                                                                             │
  344. └─────────────────────────────────────────────────────────────────────────────┘
  345.  
  346.                Figure 16, The Amortization Table Year Selection Menu.
  347.  
  348.  
  349.                                          A-7
  350.  
  351.  
  352.     Close Box
  353.         │
  354.      ╔═[■]═PMT: $293.83 ═════════════════════AMT FINANCED: $4800.00 ═╗ Up Arrow
  355.      ╨                The Last National Bank of Yorktown             ───icon
  356. Home─H   APR   PAYMENT    PAYMENT  INTEREST    PRINCIPAL    BALANCE  ░─Page Up
  357. icon ╥ 12.500%   DATE      NUMBER   PAYMENT     PAYMENT     OF LOAN  ░   area
  358.      ║         09/01/89       1       50.00      243.83      4556.17 █─location
  359.      ║         10/01/89       2       47.46      246.37      4309.80 ░  marker
  360.      ║         11/01/89       3       44.89      248.94      4060.86 ░
  361.      ║         12/01/89       4       42.30      251.53      3809.33 ░
  362.      ║            TOTAL    ────   ─────────   ─────────   PAYMENTS   ░
  363.      ║      FOR YEAR 1989:    4   $  184.65 + $  990.67 = $  1175.32 ░
  364.      ║      TOTAL-TO-DATE:    4   $  184.65 + $  990.67 = $  1175.32 ░
  365.      ║                                                               ░
  366.      ║         01/01/90       5       39.68      254.15      3555.18 ░
  367.      ║         02/01/90       6       37.03      256.80      3298.38 ░
  368.      ║         03/01/90       7       34.36      259.47      3038.91 ░
  369.      ║         04/01/90       8       31.66      262.17      2776.74 ░
  370.      ║         05/01/90       9       28.92      264.91      2511.83 ░
  371.      ║         06/01/90      10       26.16      267.67      2244.16 ░
  372.      ║         07/01/90      11       23.38      270.45      1973.71 ░   Page
  373.      ╨         08/01/90      12       20.56      273.27      1700.44 ░   Down
  374. End──E         09/01/90      13       17.71      276.12      1424.32 ░───area
  375. icon ╥         10/01/90      14       14.84      278.99      1145.33 ──Down
  376.      ╚═BORROWER: Data Language Systems ══════════════════════════════╝  Arrow
  377.                             Office Improvement Loan                      icon
  378.  
  379.                   Figure 17, The Amortization Table Display Window.
  380.  
  381.  
  382. ┌─────────────────────────────────────────────────────────────────────────────┐
  383. │                                                                             │
  384. │  ≡   File    Table    Comparisons    Settings                          Exit │
  385. │           ┌─Amortization─┐                                                  │
  386. │           │ Display      │                                                  │
  387. │           │ Print        ┌────────────┐                                     │
  388. │           │ Save         │ LPT1 (PRN) │                                     │
  389. │           └──────────────│ LPT2       │                                     │
  390. │                          │ LPT3       │                                     │
  391. │                          └────────────┘                                     │
  392. │                                                                             │
  393. └─────────────────────────────────────────────────────────────────────────────┘
  394.  
  395.            Figure 18, The Amortization Table Printer Port Selection Menu.
  396.  
  397.  
  398.                                          A-8
  399.  
  400.  
  401. ┌─────────────────────────────────────────────────────────────────────────────┐
  402. │                                                                             │
  403. │                            ╔═[■]════════════════════╗                       │
  404. │                            ║                        ║                       │
  405. │                            ║   Printer ERROR $18    ║                       │
  406. │                            ║                        ║                       │
  407. │                            ║    CANCEL PRINTOUT?    ║                       │
  408. │                            ║                        ║                       │
  409. │                            ║    Yes  ▄      No   ▄  ║                       │
  410. │                            ║   ▀▀▀▀▀▀▀     ▀▀▀▀▀▀▀  ║                       │
  411. │                            ╚════════════════════════╝                       │
  412. │                                                                             │
  413. │                                                                             │
  414. │                               Printer not ready!                            │
  415. │                                                                             │
  416. └─────────────────────────────────────────────────────────────────────────────┘
  417.  
  418.                     Figure 19, The Printer Error Message Window.
  419.  
  420.  
  421. ┌─────────────────────────────────────────────────────────────────────────────┐
  422. │                                                                             │
  423. │                            ╔═[■]════════════════════╗                       │
  424. │                            ║                        ║                       │
  425. │                            ║    CANCEL PRINTING?    ║                       │
  426. │                            ║                        ║                       │
  427. │                            ║                        ║                       │
  428. │                            ║                        ║                       │
  429. │                            ║    Yes  ▄      No   ▄  ║                       │
  430. │                            ║   ▀▀▀▀▀▀▀     ▀▀▀▀▀▀▀  ║                       │
  431. │                            ╚════════════════════════╝                       │
  432. │                                                                             │
  433. └─────────────────────────────────────────────────────────────────────────────┘
  434.  
  435.                        Figure 20, The Cancel Printing Window.
  436.  
  437.  
  438. ┌─────────────────────────────────────────────────────────────────────────────┐
  439. │                                                                             │
  440. │  ≡   File    Table    Comparisons    Settings                          Exit │
  441. │             ┌─Amortization─┐                                                │
  442. │             │ Display      │                                                │
  443. │             │ Print        │                                                │
  444. │             │ Save         ╔═[■]═Save Amortization Table to Filename: ╗     │
  445. │             └──────────────║ EXAMPLE1                                 ║     │
  446. │                            ╚══════════════════════════════════════════╝     │
  447. │                                                                             │
  448. └─────────────────────────────────────────────────────────────────────────────┘
  449.  
  450.                  Figure 21, The Save Amortization Table Dialog Box.
  451.  
  452.  
  453.                                          A-9
  454.  
  455.  
  456. ╔═[■]══════════════════════════ LOANPMT Ver 2.1 ══════════════════════════════╗
  457. ║                                                                             ║
  458. ║                       *** LOAN PAYOFF CALCULATION ***                       ║
  459. ║                      The Last National Bank of Yorktown                     ║
  460. ║                                   04/15/92                                  ║
  461. ║                                                                             ║
  462. ║                       BORROWER: Data Language Systems                       ║
  463. ║                      LOAN FOR: Office Improvement Loan                      ║
  464. ║                                                                             ║
  465. ║          Total amount financed: $4800.00                                    ║
  466. ║          Annual percentage rate (APR): 12.5000%                             ║
  467. ║          Monthly payment: $293.83                                           ║
  468. ║          Initial number of monthly payments: 18                             ║
  469. ║          Number of monthly payments already made: 1                         ║
  470. ║          Number of monthly payments remaining: 17                           ║
  471. ║          Amount required to payoff loan: $4556.17                           ║
  472. ║                                                                             ║
  473. ║                                                                             ║
  474. ║                                                                             ║
  475. ║                                                                             ║
  476. ║                                                                             ║
  477. ║                                                                             ║
  478. ╚═════════════════════════════════════════════════════════════════════════════╝
  479.                               Press ESC to quit display
  480.  
  481.                      Figure 22, The Loan Payoff Summary Window.
  482.  
  483.  
  484. ┌─────────────────────────────────────────────────────────────────────────────┐
  485. │                                                                             │
  486. │  ≡   File    Table    Comparisons    Settings                          Exit │
  487. │             ┌Payoff Summary┐                                                │
  488. │             │ Display      │                                                │
  489. │             │ Print        ┌────────────┐                                   │
  490. │             │ Save         │ LPT1 (PRN) │                                   │
  491. │             └──────────────│ LPT2       │                                   │
  492. │                            │ LPT3       │                                   │
  493. │                            └────────────┘                                   │
  494. │                                                                             │
  495. └─────────────────────────────────────────────────────────────────────────────┘
  496.  
  497.              Figure 23, The Payoff Summary Printer Port Selection Menu.
  498.  
  499.  
  500.                                         A-10
  501.  
  502.  
  503. ┌─────────────────────────────────────────────────────────────────────────────┐
  504. │                                                                             │
  505. │  ≡   File    Table    Comparisons    Settings                          Exit │
  506. │             ┌Payoff Summary┐                                                │
  507. │             │ Display      │                                                │
  508. │             │ Print        │                                                │
  509. │             │ Save         ╔═[■]═Save Payoff Summary to Filename: ════╗     │
  510. │             └──────────────║ EXAMPLE1                                 ║     │
  511. │                            ╚══════════════════════════════════════════╝     │
  512. │                                                                             │
  513. └─────────────────────────────────────────────────────────────────────────────┘
  514.  
  515.                  Figure 24, The Save Loan Payoff Summary Dialog Box.
  516.  
  517. ┌─────────────────────────────────────────────────────────────────────────────┐
  518. │                                                                             │
  519. │  ≡   File    Table    Comparisons    Settings                          Exit │
  520. │                      ┌───────────────────────┐                              │
  521. │                      │ Principal vs Payments │                              │
  522. │                      │ Principal vs APR      │                              │
  523. │                      └───────────────────────┘                              │
  524. │                                                                             │
  525. └─────────────────────────────────────────────────────────────────────────────┘
  526.  
  527.         Figure 25, The Comparisons Pull-down menu: Duration Mode = Payments.
  528.  
  529. ┌─────────────────────────────────────────────────────────────────────────────┐
  530. │                                                                             │
  531. │  ≡   File    Table    Comparisons    Settings                          Exit │
  532. │                      ┌───────────────────────┐                              │
  533. │                      │ Principal vs Years    │                              │
  534. │                      │ Principal vs APR      │                              │
  535. │                      └───────────────────────┘                              │
  536. │                                                                             │
  537. └─────────────────────────────────────────────────────────────────────────────┘
  538.  
  539.           Figure 26, The Comparisons Pull-down menu: Duration Mode = Years.
  540.  
  541. ┌─────────────────────────────────────────────────────────────────────────────┐
  542. │                                                                             │
  543. │  ≡   File    Table    Comparisons    Settings                          Exit │
  544. │                      ┌───────────────────────┐                              │
  545. │                      │ Principal vs Payments │                              │
  546. │                      │ Principal vs APR      │                              │
  547. │                      └────────┌──────────────────────────────────┐          │
  548. │                               │ Principal increment: 1000.00     │          │
  549. │                               │   Payment increment: 1           │          │
  550. │                               └──────────────────────────────────┘          │
  551. │                                                                             │
  552. └─────────────────────────────────────────────────────────────────────────────┘
  553.  
  554.              Figure 27, The Principal vs Payments Increments Dialog Box.
  555.  
  556.  
  557.                                         A-11
  558.  
  559.  
  560. ┌─────────────────────────────────────────────────────────────────────────────┐
  561. │                                                                             │
  562. │  ≡   File    Table    Comparisons    Settings                          Exit │
  563. │                      ┌───────────────────────┐                              │
  564. │                      │ Principal vs Years    │                              │
  565. │                      │ Principal vs APR      │                              │
  566. │                      └────────┌──────────────────────────────────┐          │
  567. │                               │ Principal increment: 1000.00     │          │
  568. │                               │     Years increment: 1           │          │
  569. │                               └──────────────────────────────────┘          │
  570. │                                                                             │
  571. └─────────────────────────────────────────────────────────────────────────────┘
  572.  
  573.               Figure 28, The Principal vs Years Increments Dialog Box.
  574.  
  575.  
  576. ┌─────────────────────────────────────────────────────────────────────────────┐
  577. │                                                                             │
  578. │  ≡   File    Table    Comparisons    Settings                          Exit │
  579. │                      ┌───────────────────────┐                              │
  580. │                      │ Principal vs Payments │                              │
  581. │                      │ Principal vs APR      │                              │
  582. │                      └────────┌──────────────────────────────────┐          │
  583. │                               │ Principal increment: 1000.00     │          │
  584. │                               │       APR increment: 0.125       │          │
  585. │                               └──────────────────────────────────┘          │
  586. │                                                                             │
  587. └─────────────────────────────────────────────────────────────────────────────┘
  588.  
  589.                Figure 29, The Principal vs APR Increments Dialog Box.
  590.  
  591.  
  592. ┌─────────────────────────────────────────────────────────────────────────────┐
  593. │                                                                             │
  594. │  ≡   File    Table    Comparisons    Settings                          Exit │
  595. │                      ┌───────────────────────┐                              │
  596. │                      │ Principal vs Payments │                              │
  597. │                      │ Principal vs APR      │                              │
  598. │                      └──────┌──────────────────────────────────┐            │
  599. │                             │ Principal increment: 1000.00     │            │
  600. │                             │   Payment increment: 1           ┌─────────┐  │
  601. │                             └──────────────────────────────────│ Display │  │
  602. │                                                                │ Print   │  │
  603. │                                                                │ Save    │  │
  604. │                                                                └─────────┘  │
  605. │                                                                             │
  606. └─────────────────────────────────────────────────────────────────────────────┘
  607.  
  608.                Figure 30, The Comparison Table Output Selection Menu.
  609.  
  610.  
  611.                                         A-12
  612.  
  613.  
  614.      Close Box
  615.          │
  616.       ╔═[■]═══════════════════ LOANPMT Ver 2.1 ═════════════════════╗ Up Arrow
  617.       ╨  (1 YR, 6 MO, 0 WK)  LOAN COMPARISON  18 Monthly Payments   ───icon
  618.  Home─H      APR => 12.500%   12.625%   12.750%   12.875%   13.000% ░─Page Up
  619.  icon ╥ PRINCIPAL ($)                                               ░   area
  620.       ║   4800.00    293.83    294.11    294.39    294.67    294.95 █─Vertical
  621.       ║   5800.00    355.04    355.38    355.72    356.06    356.40 ░ location
  622.       ║   6800.00    416.26    416.65    417.05    417.45    417.84 ░  marker
  623.       ║   7800.00    477.47    477.93    478.38    478.84    479.29 ░
  624.       ║   8800.00    538.69    539.20    539.71    540.23    540.74 ░
  625.       ║   9800.00    599.90    600.47    601.04    601.62    602.19 ░
  626.       ║  10800.00    661.12    661.75    662.37    663.00    663.63 ░
  627.       ║  11800.00    722.33    723.02    723.71    724.39    725.08 ░
  628.       ║  12800.00    783.55    784.29    785.04    785.78    786.53 ░
  629.       ║  13800.00    844.76    845.56    846.37    847.17    847.98 ░   Page
  630.       ╨  14800.00    905.98    906.84    907.70    908.56    909.42 ░   Down
  631.  End--E  15800.00    967.19    968.11    969.03    969.95    970.87 ░───area
  632.  icon ╥  16800.00   1028.40   1029.38   1030.36   1031.34   1032.32 ──Down
  633.       ╚═░░░░░░░░░█░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░░═╝  Arrow
  634.         ││        │                                              ││    icon
  635.     Left┘└Page    └Horizontal                                Page┘└Right
  636.    Arrow  Left     Location                                 Right  Arrow
  637.     icon  Area     Marker                                    Area  icon
  638.  
  639.                    Figure 31, The Comparison Table Display Window.
  640.  
  641.  
  642. ┌─────────────────────────────────────────────────────────────────────────────┐
  643. │                                                                             │
  644. │  ≡   File    Table    Comparisons    Settings                          Exit │
  645. │                      ┌───────────────────────┐                              │
  646. │                      │ Principal vs Payments │                              │
  647. │                      │ Principal vs APR      │                              │
  648. │                      └──────┌──────────────────────────────────┐            │
  649. │                             │ Principal increment: 1000.00     │            │
  650. │                             │       APR increment: 0.125       ┌─────────┐  │
  651. │                             └──────────────────────────────────│ Display │  │
  652. │                                                                │ Print   │  │
  653. │                                                         ┌────────────┐   │  │
  654. │                                                         │ LPT1 (PRN) │───┘  │
  655. │                                                         │ LPT2       │      │
  656. │                                                         │ LPT3       │      │
  657. │                                                         └────────────┘      │
  658. │                                                                             │
  659. └─────────────────────────────────────────────────────────────────────────────┘
  660.  
  661.             Figure 32, The Comparison Table Printer Port Selection Menu.
  662.  
  663.  
  664.                                         A-13
  665.  
  666.  
  667. ┌─────────────────────────────────────────────────────────────────────────────┐
  668. │                                                                             │
  669. │  ≡   File    Table    Comparisons    Settings                          Exit │
  670. │                      ┌───────────────────────┐                              │
  671. │                      │ Principal vs Payments │                              │
  672. │                      │ Principal vs APR      │                              │
  673. │                      └──────┌──────────────────────────────────┐            │
  674. │                             │ Principal increment: 1000.00     │            │
  675. │                             │       APR increment: 0.125       ┌─────────┐  │
  676. │                             └──────────────────────────────────│ Display │  │
  677. │                                                                │ Print   │  │
  678. │                                                                │ Save    │  │
  679. │                           ╔═[■]═Save Comparison Table to Filename: ══╗───┘  │
  680. │                           ║                                          ║      │
  681. │                           ╚══════════════════════════════════════════╝      │
  682. │                                                                             │
  683. └─────────────────────────────────────────────────────────────────────────────┘
  684.  
  685.                   Figure 33, The Save Comparison Table Dialog Box.
  686.  
  687.  
  688. ┌─────────────────────────────────────────────────────────────────────────────┐
  689. │                                                                             │
  690. │  ≡   File    Table    Comparisons    Settings                          Exit │
  691. │                                     ┌────────────────────┐                  │
  692. │                                     │ Computed field ... │                  │
  693. │                                     │ Duration mode ...  │                  │
  694. │                                     │ Currency symbol... │                  │
  695. │                                     │ Date format ...    │                  │
  696. │                                     └────────────────────┘                  │
  697. │                                                                             │
  698. └─────────────────────────────────────────────────────────────────────────────┘
  699.  
  700.                        Figure 34, The Settings Pull-down Menu.
  701.  
  702.  
  703. ┌─────────────────────────────────────────────────────────────────────────────┐
  704. │                                                                             │
  705. │  ≡   File    Table    Comparisons    Settings                          Exit │
  706. │                                     ┌────────────────────┐                  │
  707. │                                     │ Computed field ... ┌─────────────────┐│
  708. │                                     │ Duration mode ...  │ Principal       ││
  709. │                                     │ Currency symbol... │ APR             ││
  710. │                                     │ Date format ...    │ Duration        ││
  711. │                                     └────────────────────│ Payment         ││
  712. │                                                          │ Payoff          ││
  713. │                                                          │ Dfr'd Principal ││
  714. │                                                          └─────────────────┘│
  715. │                                                                             │
  716. └─────────────────────────────────────────────────────────────────────────────┘
  717.  
  718.                     Figure 35, The Computed Field Selection Menu.
  719.  
  720.  
  721.                                         A-14
  722.  
  723.  
  724. ┌─────────────────────────────────────────────────────────────────────────────┐
  725. │                                                                             │
  726. │  ≡   File    Table    Comparisons    Settings                          Exit │
  727. │                                     ┌────────────────────┐                  │
  728. │                                     │ Computed field ... │                  │
  729. │                                     │ Duration mode ...  ┌──────────┐       │
  730. │                                     │ Currency symbol... │ Payments │       │
  731. │                                     │ Date format ...    │ Years    │       │
  732. │                                     └────────────────────└──────────┘       │
  733. │                                                                             │
  734. └─────────────────────────────────────────────────────────────────────────────┘
  735.  
  736.                     Figure 36, The Duration Mode Selection Menu.
  737.  
  738.  
  739. ┌─────────────────────────────────────────────────────────────────────────────┐
  740. │                                                                             │
  741. │  ≡   File    Table    Comparisons    Settings                          Exit │
  742. │                                     ┌────────────────────┐                  │
  743. │                                     │ Computed field ... │                  │
  744. │                                     │ Duration mode ...  │                  │
  745. │                                     │ Currency symbol... │                  │
  746. │                                     │ Date format ...    │                  │
  747. │                                     └───────────────┌──────────────────────┐│
  748. │                                                     │ Currency symbol:  $  ││
  749. │                                                     └──────────────────────┘│
  750. │                                                                             │
  751. └─────────────────────────────────────────────────────────────────────────────┘
  752.  
  753.                      Figure 37, The Currency Symbol Dialog Box.
  754.  
  755.  
  756. ┌─────────────────────────────────────────────────────────────────────────────┐
  757. │                                                                             │
  758. │  ≡   File    Table    Comparisons    Settings                          Exit │
  759. │                                     ┌────────────────────┐                  │
  760. │                                     │ Computed field ... │                  │
  761. │                                     │ Duration mode ...  │                  │
  762. │                                     │ Currency symbol... │                  │
  763. │                                     │ Date format ...    ┌──────────────┐   │
  764. │                                     └────────────────────│ 1) MM/DD/YY  │   │
  765. │                                                          │ 2) DD-Mon-YY │   │
  766. │                                                          │ 3) DD.MM.YY  │   │
  767. │                                                          └──────────────┘   │
  768. │                                                                             │
  769. └─────────────────────────────────────────────────────────────────────────────┘
  770.  
  771.                      Figure 38, The Date Format Selection Menu.
  772.  
  773.  
  774.                                         A-15
  775.  
  776.  
  777. F1=HELP     F10=Menu            INSERT/OVERWRITE    ESC=QUIT         NUM
  778. ─────────────────────────────── LOANPMT Ver 2.1 ───────────────────────────────
  779.  ≡   File    Table    Comparisons    Settings                           Exit
  780. ╔═════════════════════════════════════════════════════════════════════════════╗
  781. ║ Computed Field: Payment                                                     ║
  782. ║ Loan Company: The Last National Bank of Yorktown                            ║
  783. ║ Borrower: Data Language Systems                                             ║
  784. ║ Comment: Office Improvement Loan                                            ║
  785. ║ Payment schedule (number of payments per year): Monthly                     ║
  786. ┌────────────────────────────────────────────────────────────────────────────┐║
  787. │ Yearly   Semiyearly   Quarterly   Monthly   Semimonthly   Biweekly  Weekly │║
  788. └────────────────────────────────────────────────────────────────────────────┘║
  789. ║ Loan points charged: 0                Deferred principal: $0                ║
  790. ║ Annual percentage rate (%): 12.5                                            ║
  791. ║ Duration of loan in payments: 18                                            ║
  792. ║                                                                             ║
  793. ║ Payment: $293.83                                                            ║
  794. ║ Date of first payment (MM/DD/YY):  09/01/1989                               ║
  795. ║                                                                             ║
  796. ║                                                                             ║
  797. ║                                                                             ║
  798. ║ F2=Save Loan Data    F3=Load Loan Data                                      ║
  799. ╚═════════════════════════════════════════════════════════════════════════════╝
  800.              Select loan payment schedule (number of payments per year).
  801.  
  802.                 Figure 39, The Loan Payment Schedule Selection Menu.
  803.  
  804.  
  805. F1=HELP     F10=Menu            INSERT/OVERWRITE    ESC=QUIT    CAPS NUM
  806. ─────────────────────────────── LOANPMT Ver 2.1 ───────────────────────────────
  807.  ≡   File    Table    Comparisons    Settings                           Exit
  808. ╔═════════════════════════════════════════════════════════════════════════════╗
  809. ║ Computed Field: Principal                                                   ║
  810. ║ Loan Company: The Last National Bank of Yorktown                            ║
  811. ║ Borrower: Data Language Systems                                             ║
  812. ║ Comment: Office Improvement Loan                                            ║
  813. ║ Payment schedule (number of payments per year): Monthly                     ║
  814. ║                                                                             ║
  815. ║ Loan principal: $ NO SOLUTION         Total amount financed: $4800.00       ║
  816. ║ Additional loan costs: $0                                                   ║
  817. ║ Loan points charged: 0                Deferred principal: $0                ║
  818. ║ Annual percentage rate (%): 12.5                                            ║
  819. ║ Duration of loan in payments: 18                                            ║
  820. ║                                                                             ║
  821. ║ Payment: $999999                                                            ║
  822. ║ Date of first payment (MM/DD/YY):  09/01/1989                               ║
  823. ║                                                                             ║
  824. ║                                                                             ║
  825. ║                                                                             ║
  826. ║ F2=Save Loan Data    F3=Load Loan Data    F4="NO SOLUTION" Hint             ║
  827. ╚═════════════════════════════════════════════════════════════════════════════╝
  828. Enter duration of loan in number of payments (use Settings to change to years).
  829.  
  830.                   Figure 40, "NO SOLUTION" for the Computed Field.
  831.  
  832.  
  833.                                         A-16
  834.  
  835.  
  836. F1=HELP     F10=Menu            INSERT/OVERWRITE    ESC=QUIT    CAPS NUM
  837. ─────────────────────────────── LOANPMT Ver 2.1 ───────────────────────────────
  838.  ≡   File    Table    Comparisons    Settings                           Exit
  839. ╔═════════════════════════════════════════════════════════════════════════════╗
  840. ║ Computed Field: Principal                                                   ║
  841. ║ Loan Company: The Last National Bank of Yorktown                            ║
  842. ║ Borrower: Data Language Systems                                             ║
  843. ║ Comment: Office Improvement Loan                                            ║
  844. ║ Payment schedule (number of payments per year): Monthly                     ║
  845. ║                                                                             ║
  846. ║ Loan principal: $ NO SOLUTION         Total amount financed: $4800.00       ║
  847. ║ Additional loan costs: $0                                                   ║
  848. ║ Loan points charged: 0                Deferred principal: $0                ║
  849. ║ Annual percentage rate (%): 12.5                                            ║
  850. ║ Duration of loan in payments: 18                                            ║
  851. ║                                                                             ║
  852. ║ Payment: $999999                                                            ║
  853. ║ Date of first payment (MM/DD/YY):  09/01/1989                               ║
  854. ║                                                                             ║
  855. ║                                                                             ║
  856. ║                                                                             ║
  857. ║                                                                             ║
  858. ║ F2=Save Loan Data    F3=Load Loan Data    F4="NO SOLUTION" Hint             ║
  859. ╚═════════════════════════════════════════════════════════════════════════════╝
  860.                    CALC ERROR==payment must not exceed  $612145.65
  861.  
  862.                 Figure 41, "NO SOLUTION" Hint for the Computed Field.
  863.